Insurance Appraisal & Appraisal Umpire
Neutral appraisal umpire and party-appointed insurance appraiser services for property insurance disputes.
Insurance Appraiser vs. Appraisal Umpire
An insurance appraiser is selected by one party (the insurer or the policyholder) to evaluate the amount of a disputed loss. An appraisal umpire is a neutral third party, selected by the two appraisers or appointed by a court, who resolves disagreements between the appraisers' findings. Appraisal generally addresses the amount of loss, not coverage.
Timothy Wieneke's damage appraisal experience is not limited to formal appraisal-panel work: he has been estimating and valuing property damage since 2001, performing approximately 8,000–10,000 insurance damage appraisals and property damage estimates over his career. Formal insurance appraisal-panel service and umpire appointments draw on that same underlying appraisal expertise, and he is available for appraiser and umpire engagements nationwide.
Neutrality and Independence
Engagements are accepted only where no disqualifying relationship exists with either party or counsel. Compensation is by flat or hourly fee. Contingent arrangements are not accepted. Communications with appraisers are conducted on notice to both sides. Awards are documented such that the basis for each determination is apparent on the face of the record.
Prior engagements do not influence the analysis or determination in any matter.
Services
- Court-appointed appraisal umpire
- Party-selected appraisal umpire
- Party-appointed insurance appraiser
- Residential and commercial property disputes
- Available nationwide
Qualifications
Timothy Wieneke. Juris Doctorate, Stetson University College of Law. More than 20 years in property and casualty claims and forensic estimating, plus over 10 additional years in construction dating to the early 1990s. Claims experience in excess of $20 million. Appraisal panel service in matters with initial demands above $25 million. Faculty presenter, Windstorm Insurance Network (WIND), including the 2025 program on court appointment of umpires and alternatives.
Prior On-Site Property Insurance Experience
Timothy Wieneke has personally traveled to and performed property-insurance-related work on site in the following states and territories:
- Minnesota
- Wisconsin
- Illinois
- Missouri
- Oklahoma
- Indiana
- New York
- New Jersey
- Pennsylvania
- Virginia
- North Carolina
- South Carolina
- Georgia
- Florida
- Louisiana
- Texas
- Colorado
- U.S. Virgin Islands
This list reflects prior on-site engagements. It is separate from formal insurance appraisal-panel and umpire experience and separate from general licensing. Wieneke Group accepts appropriate appraisal, umpire, building consulting, estimating, and expert witness assignments nationwide regardless of prior on-site history in a given state.
Need a Property Insurance Appraiser in North Carolina?
Wieneke Group provides party-appointed property insurance appraisal services throughout North Carolina. Timothy Wieneke is based in Cary, North Carolina, and serves as a party-appointed appraiser in disputes concerning the amount of loss under property insurance policy appraisal provisions.
A property insurance appraisal-clause appraiser serves a different role from a public adjuster. When retained as an appraiser, Timothy Wieneke independently evaluates the amount of loss within the scope of the applicable insurance policy. Wieneke Group does not provide public adjusting services when serving as an appraiser.